Rates & Terms

Loan Amounts

Loans range from $100 to $5,000. The actual amount you may receive depends on the lender's evaluation.

Loan Terms

Loan repayment terms range from 3 to 24 months, with all loans having a minimum term of at least 61 days.

Annual Percentage Rate (APR)

Rates in our network range from 4.95% to 35.95%. Your actual rate depends on factors including credit history, income, loan amount, term, and state of residence.

Representative Examples

Example 1: Small Loan

• Loan Amount: $250
• APR: 4.95%
• Term: 3 months
• Monthly Payment: $84.10
• Total Repayment: $252.30

Example 2: Medium Loan

• Loan Amount: $1,000
• APR: 24.00%
• Term: 12 months
• Monthly Payment: $94.56
• Total Repayment: $1,134.72

Example 3: Large Loan

• Loan Amount: $5,000
• APR: 35.95%
• Term: 24 months
• Monthly Payment: $295.20
• Total Repayment: $7,085

Lender Fees

Ascend Lending does not charge consumers any fees. Individual lenders may charge fees including origination fees, late payment fees, and NSF fees. All fees will be disclosed in the loan agreement.

State Restrictions

Our services are not available to residents of New York, Vermont, Arkansas, and West Virginia.

Important Notes

• All examples are estimates for illustrative purposes only
• Actual rates and terms are determined by individual lenders
• Not all applicants will qualify for the lowest rates