Eligibility Requirements

Basic Requirements

To be eligible, you must meet the following criteria:

Age

You must be at least 18 years old (19 in AL and NE, 21 in MS).

Residency

You must be a U.S. citizen or permanent resident. Our services are not available in NY, VT, AR, or WV.

Contact Information

You must provide a valid email address, phone number, and physical address.

Bank Account

You must have an active checking or savings account in your name at a U.S. bank or credit union.

Income

You must have a regular source of income, which may include employment, self-employment, Social Security, disability, pension, or other verifiable income.

Credit Requirements

We work with lenders who consider applicants with various credit profiles, including bad credit or limited credit history. Better credit typically results in better loan terms.

What You'll Need to Apply

• Personal identification (Social Security number, driver's license)
• Contact details (address, phone, email)
• Employment information (employer name, income, pay frequency)
• Bank account details (routing and account numbers)

Important Notes

• Meeting these requirements does not guarantee loan approval
• Each lender makes independent credit decisions
• Submitting a request does not obligate you to accept any offer

Questions?

If you're unsure about eligibility, contact us or complete the application to see if you receive any offers.